American Pacific Mortgage, One of the Nation’s Largest Retail Lenders, Chooses HomeLight to Power Its Buy Before You Sell Program

AI-powered, modern bridge loan will help American Pacific Mortgage clients qualify for their new home without their current mortgage and unlock up to $2 million in equity at 0% interest in minutes

Today, HomeLight and American Pacific Mortgage (APM) announced a strategic partnership that brings HomeLight’s white labeled, industry-leading Buy Before You Sell program to APM’s network of over 1,000 loan officers in over 300 branches across the country. This partnership will empower APM’s originators with a powerful solution to help homeowners unlock equity from their existing homes and move into their next home with confidence.

Today’s loan officers report that over half of the clients succeeding with Buy Before You Sell programs are move-up buyers who need to unlock equity from their current home, while 41% are sellers navigating competitive markets who want to avoid making contingent offers.

“American Pacific Mortgage has built a reputation as one of the most forward-thinking lenders in the country,” said Drew Uher, Founder and CEO of HomeLight. “Buy Before You Sell is the leading modern bridge loan product in the industry, and we’re thrilled to bring it to thousands of American Pacific Mortgage loan officers across the country.”

Through this partnership, Buy Before You Sell gives APM loan officers a competitive advantage for their clients by:

• Instantly getting AI-powered approval of clients’ property condition and program eligibility
• Unlocking an approved client’s existing equity in their home
• Eliminating the client’s current mortgage liability, lowering their debt-to-income ratio
• Empowering clients to make a stronger, non-contingent offer on their dream home
• Allowing clients to move on their timeline

“At American Pacific Mortgage, we’re always looking for ways to give our originators the tools they need to help their clients transact, and HomeLight’s Buy Before You Sell program is one of those tools,” said Dustin Sheppard, President of American Pacific Mortgage. “This partnership allows our loan officers to provide a game-changing solution to borrowers who want to move without the stress of timing their sale and purchase perfectly.”

In addition to American Pacific Mortgage, Orchard, The Loan Store, Luminate, and others, HomeLight has partnered with over 22,000 loan officers, 28,000 top real estate agents, and unlocked over $884 million in equity from clients’ existing homes across the country with Buy Before You Sell.

Lenders interested in bringing Buy Before You Sell to their clients should visit: lenders.homelight.com

About HomeLight

HomeLight is building the future of real estate — today. Our vision is a world where every real estate transaction is simple, certain, and satisfying for all.

HomeLight is the AI operating system for top real estate agents and lenders across the country. Together, we’ve delivered better outcomes for over 2 million home buyers and sellers during every step of their real estate journey, whether they’re looking to connect with top real estate agents, secure a competitive mortgage, unlock equity from their existing home to buy their next home, or ensure a smooth, on-time closing.

Each year, HomeLight facilitates billions of dollars of residential real estate transactions on its platform for tens of thousands of agents and lenders.

Founded in 2012, HomeLight is a privately held company with offices in Scottsdale, San Francisco, Dallas, and Chicago, with backing from prominent investors including Zeev Ventures, Menlo Ventures, Group 11, Crosslink Capital, Bullpen Capital, Montage Ventures, Stereo Capital, Citi Ventures, Google Ventures, and others.

For additional information and images: homelight.com/press

About American Pacific Mortgage

American Pacific Mortgage was founded in 1996 and is a national independently owned and operated retail mortgage lender known for Creating Experiences That Matter™ for our people and our customers. Based in Roseville, California, APM is a top-ranked mortgage lender in the U.S., winning multiple awards annually, including Top Mortgage Lender, Most Loved Employer, and Top Place to Work.

APM is 49% employee-owned through an employee stock ownership plan, a distinguishing difference that creates long-term savings for those who stay with the company. It is licensed in 49 states, employs more than 2,600 people, and has over 350 branches, many of which operate under their own DBA names. APM’s rallying cry is to be 100% focused on our originators and branch managers because our customers reap the benefits when they look good. APM’s charitable entity, APMCares, is entirely funded and run by employees and supports an array of organizations throughout the country with funds and volunteer hours, as well as assistance for employees struggling due to a medical, financial, or bereavement hardship. For more information about APM, visit www.APMortgage.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20250626486734/en/

Buy Before You Sell is the leading modern bridge loan product in the industry, and we’re thrilled to bring it to thousands of American Pacific Mortgage loan officers across the country.